الفهرس 
فهرس المحتوياتيوجد فقط 14 صفحة متاحة للعرض العام
 |  | from | 151 |  |  |
| | | from | 151 | | |
المستخلص
The objective of this study is to arrive at an actuarial model for the calculation of the technical reserve of variable life insurance policies, Since the purpose of purchasing various types of life insurance policies is to provide insurance protection both in cases of death or survival, Thedetermination of the benefits of insurance in the form of a certain number of monetary units does not, in itself, provide the guarantee that the individual seeks to achieve. The impat of inflation is reflected in the real value of the benefits. As a result, traditional types of life insurance policies have become less competitive in the face of other saving channels, resulting in a special formula of life insurance that ensures that the benefits offered by those documents are linked to certain unit values reflecting the change in purchasing power of money Provides the stability of purchasing power of the amount of insurance, these documents are called variable-value documents. The main objective of the technical provision is to provide protection to the document holders and beneficiaries, where it truly represents a human rights campaigner. The problem of research is that the values of the accounting reserve do not represent the rights of the insured party of the insurance company represents. An actuarial formula was used to calculate the mathematical reserve based on the Asset Share model as well as on the Profit Testing model to estimate the value of the reserve as close as possible to accuracy and even represent the rights of the document holders to represent the representation.