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Abstract Electronic banking represents some kind of umbrella that covers the whole process through which a client can realize electronic banking transaction without the need of visiting the bank. Banking serves through Internet have generally, operational and transactional costscheaper than usual banking services. Against traditional channel through which banking services are offered through the agency of branch offices, e¬banking uses the internet to deliver their clients traditional banking services, like: creating banking accounts, funds transfer and electronic payment of the pills. |