الفهرس | يوجد فقط 14 صفحة متاحة للعرض العام |
المستخلص The study aimed to determine the competitive position of the Yemeni banking system during the period 1996-2008 and identified difficulties and obstacles that hinder increasing the competitiveness of that system. In addition, it proposed the policies and methods needed to improve the efficiency and the activity of the competitiveness of the Yemeni banking system by measuring the levels of technical efficiency of local banks and comparing them with those levels of efficiency achieved by the branches of foreign banks in Yemen. This was done to determine the relative competitiveness of the Yemeni banking system and to judge the readiness to face foreign competition, especially as Yemen will join the Cooperation Council for the Arab States of the Gulf (CCASG) and the World Trade Organization. The study used several methods to measure the efficiency and competitiveness of the Yemeni banking system such as financial analysis method and quantitative analysis method (standardized) to achieve the objectives of the study. Findings revealed that the banking market is characterized by a high degree of concentration and the situation of monopolistic competition, as a result of focusing most of the banking activities in a small number of banks in Yemen. Findings also showed that the Yemeni banking system had volatile technical efficiency and do not reflect a particular trend during the period of study. It was also obvious that the banking industry was characterized by capital-intensive as a result of the technique used in the banking business and as it is in the process of increasing size, in addition to the possibility of replacement and exchange between the elements of production. Consequently, it was confirmed that there are good opportunities to improve the productivity of the banking system and to enhance its competitiveness by continuing to expand training programs and to use modern methods in the banking work for the purpose of performance development. The study showed the negative impact of banking liberalization on the competitive banking in Yemen through increasing the costs of operation. It was also shown that the gradual liberalization banking is the most appropriate options available to Yemeni banks. The study recommended a series of recommendations aiming to enhancing the competitiveness of the Yemeni banking system and to upgrade the level of banking services to meet the openness, liberalization, and competition facing foreign banks. |